About SR 22 Insurance Austin

An independent agency, not a single carrier

We are an independent Texas agency. That means we compare carriers rather than defend one company's rate -- which matters more for a driver who needs an SR-22 than for almost anyone else, because carriers disagree enormously about how to price a high-risk record.

The Department of Public Safety notes on its own page that not every insurance company offers SR-22 filings. If the company you have now is not one of them, calling them tells you nothing about what the market will actually do.

We would rather tell you that you do not need us

If you were insured on the date of the citation, you may not owe a filing at all -- your carrier can send DPS a letter confirming it. If your two years are nearly up, we will tell you that too rather than selling you another term.

The first thing we do on any call is help you read your own record in License Eligibility, at no charge. Everything after that is easier when both of us are looking at the same facts.

We move you off high-risk pricing when the requirement clears

Two years is the end of the filing, not the end of the relationship. Once the requirement genuinely clears you stop being a driver who needs a certificate and become a driver with an older conviction, and those are priced very differently.

That is the moment to re-shop the whole market. Most agencies never call. We do.